**Only mentioning credit cards by application from average to high credit scores. Any credit cards by invite will not mentioned. Credit cards for purely hotel, airlines , business, students and credit rebuilding will not be mentioned. If you want info on any of the following listed above. Contact Alvin for more info.
**Please note some credit card links are my referral links which will also give you bonus points when you get approved. When approved, I will also gain bonus points. It's a win - win situation.
Thanks in Advance!
Premium Credit Card
Benefits:
- 100,000-125,000 Bonus Offer on Sign up! + 15,000 using my link below
-5x on hotel and airline through portal
- $200 airline fee credit
- $200 hotel credit
-$240 Digital Entertainment Credit
-$155 Walmart+ Credit
-$100 Saks Credit
-$200 Uber Cash
-$300 SoulCycle At-Home Bike Credit‡
- free Hotel Upgrade through portal
-free car rental status
-189 Clear credit
-Priority Pas Select membership
-Global Entry or TSA PreCheck® or NEXUS Fee Credit
- Access to premium centurion lounges
and More!
Benefits:
-60,000 Sign Up Bonus!
-$300 Annual Travel Credit
-5x points on flights purchased through Chase
-10x points on hotels and car rentals purchased through Chase
-3x points on travel
-50% more value on travel
-50% more value with Pay Yourself Back
-10x points on Chase Dining
-3x points on dining
-Priority Pas Select membership
-Global Entry or TSA PreCheck® or NEXUS Fee Credit
-Lyft Earn more points
Benefits:
-75,000 Miles Bonus Sign up
-10,000 Miles Anniversary Bonus
-$300 Annual Travel Credit
-$100 Global Entry or TSA PreCheck Credit
-10x Miles on hotel and car rental booked through portal
-5x Miles on flights booked through portal
-2x on everything else
Benefits:
-60,000 points Sign up bonus
- 4x at restaurants
-4x US supermarkets
-3x on flights
-1x everywhere else
-$120 uber cash annually
-$120 dining credit at selected locations
Mid-tier Credit Card ($95 annual fee)
-$50 Annual Ultimate Rewards Hotel Credit
-5x points on travel purchased through Chase
-2x points on all other travel purchases
-3x points on online grocery purchases
-25% more value on travel
-25% more value with Pay Yourself Back
-3x points on dining
-3x points on select streaming services
-10% anniversary points boost
-Earn 75,000 bonus miles on sign up
-Up to a $100 credit for Global Entry or TSA PreCheck®
-2 free visits per year to Capital One Lounges
-$350 sign up bonus
-6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%)
-6% Cash Back on select U.S. streaming subscriptions
-3% Cash Back on transit including taxis/rideshare, parking, tolls, trains, buses and more
-3% Cash Back at U.S. gas stations
-1% Cash Back on other purchases
-80,000 Points Sign up bonus
-3X Earn 3 Points per $1 spent at Restaurants and Supermarkets
-3X Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
-1X Earn 1 Point per $1 spent on all other purchases
The AMEX Trifecta
Annual Fee: $695
Annual Fee: $250
Annual Fee: $0
Total Annual Fee: $945
The Chase Trifecta V1
Annual Fee: $550
Annual Fee: $0
Annual Fee: $0
Total Annual Fee: $550
The Chase Trifecta V2
Annual Fee: $95
Annual Fee: $0
Annual Fee: $0
Total Annual Fee: $95
Citi Trifecta
Annual Fee: $495
Annual Fee: $95
Annual Fee: $0
Total Annual Fee: $590
Honorable Mentions
-3% back with Apple and select merchants when you use Apple Card with Apple Pay.*
-2% back when you use Apple Pay
-1% back when you use the titanium card in stores or your virtual card number online.
It also a titanium card with no hidden fees!
-$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
-3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
4% on eligible gas for the first 7,000 per year and then 1% thereafter
3% on restaurants and eligible travel
2% on all other purchases from Costco
1% on all other purchases
$200 sign up bonus
5% cash back on amazon
5% cash back on whole food market
2% cash back at restaurants, gas and drugstores
1% on all other purchases
10% on rotating selection of amazon products and categories
1x Points on rent without the transaction fee up to 50,000 per calendar year
2x Points on travel
3x Points on dinning
Best Cash Back Credit Card with $0 annual fee
3% cash back on groceries at U.S. supermarkets, on up to $6,000 per year on eligible purchases (then 1%)
3% on U.S. online retail purchases, on up to $6,000 per year on eligible purchases (then 1%).
3% on gas at U.S. gas stations, on up to $6,000 per year on eligible purchases (then 1%)
1% Earn 1% Cash Back on other eligible purchases
$200 Sign up bonus when you spend $2,0000 within the first 6 months of sign up.
-Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
-Rewards RateEarn unlimited 2% cash rewards on purchases
-Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back
-Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
-Rewards RateEarn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
-Unlimited 1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
-One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
-$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
-3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
-Rewards5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically
-Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
-3% Cash Back on dining and entertainment; 3% Cash Back on popular streaming services; 3% Cash Back at grocery stores; 1% Cash Back on all other purchases. Earn 8% cash back on Capital One Entertainment purchases and tickets at Vivid Seats
-$200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening
-5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose. 5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Travel Center. 2% cash back on one everyday category, like Gas Stations/EV Charging Stations, Grocery Stores or Restaurants. 1% cash back on all other eligible purchases.
-$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
-1.5% cash back on all purchases
The Best Beginners credit cards (that has NO CREDIT AT ALL)
No credit score needed
2% cash back At gas stations and restaurants on up to $1,000 in combined purchases each quarter.†† Plus, earn unlimited 1% cash back on all other purchases – automatically.
-No credit needed
-Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
2% cash Back
No credit needed
No credit needed
1%-1.5% cash back